Stablecoins & Risk
Stablecoin Models: Reserves, Digital Collateral, and Algorithms
Stablecoins use different mechanisms to support a target value. Learn the common models and why a shared target does not mean shared risks.
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Educational articles
Informational content only, not a rate offer or a promise of outcomes.
Stablecoins & Risk
How to Read a Stablecoin Reserve Report
Check a report’s date, scope, definitions, and assurance language; one headline balance cannot answer every question about a reserve report.
Stablecoins & Risk
A Dollar Peg Does Not Guarantee Stable Purchasing Power
A token may target the dollar’s nominal value, while the amount that dollar buys changes with price levels. Learn the difference between a peg and purchasing power.
Stablecoins & Risk
Is USDT Stable? What a Dollar Peg Means—and What It Does Not
A dollar peg is a target, not a promise that the market price never moves. Understand liquidity, issuer, reserve, and network risks before using USDT.